Alpha Kapital loans
We offer some variety of products tailored to meet the business needs of our customers as well as our interest rates which ranges between 4-7% and loan tenor between 3-12months
Loans available
Micro Loans
Loans from N1m and below, un-guaranteed up to N200,000, purposely focused on personal, working capital, etc. Can be structured for daily or monthly repayment
SME Loans
Loans above N1m, structured for a monthly repayment of Principal and Interest
Leases
Loans from N30,000 and above, basically for asset acquisition, structured for a monthly repayment of principal and interest.
Salary (Payroll) Loans & Salary (Payday) Loans
This loan product provides upfront access to finance even before pay day, so that customers can take care of financial responsibilities well ahead of salary date.
Special Products
Special loan products for home improvement, school facility improvement and for the payment of school fees